On 25th October we held a fundraiser in connection with Action Cancer’s ‘Paint the Town Pink!’ campaign, in support of Breast Cancer Awareness...
Paint The Town Pink!
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News
Budget Round-Up – What it means for you…
We have rounded up the key aspects that are likely to impact upon clients and these are as follows: On income tax, from April 2019, the...
First Time Buyers on the Rise!
Homemovers accounted for approximately 49% of the housing market in the first six months of 2018, a considerable drop compared to 2011 when they...
Ormeau is blooming! Here’s what’s happening…
Exciting times ahead! A host of innovative projects are in place to enhance the already buzzing Ormeau Road in Belfast. The former Ballynafeigh...
What is Shared Ownership?
Only 28% of 18-24 year olds know what shared ownership is and how it works, with only 19% of property buyers in the last ten years using a...
NI – The highest levels of over-indebtedness across the UK
Research published by the Financial Services Authority yesterday found that when mortgages are excluded, personal debt is higher here than any other...
Higher rates for additional properties
You’ll usually have to pay 3% on top of the normal SDLT (Stamp Duty Land Tax) rates, if buying a new residential property means you’ll own more...
Help to Buy: ISA – How does it work?
If you are saving to buy your first home, save money into a Help to Buy: ISA and the Government will boost your savings by 25%. So, for every £200...
How much of a mortgage can I afford?
Traditionally, mortgage lenders applied an income multiple rule to decide on borrowing capability. So if you earned £25,000 per year and the lender...
Avoid the heartache of the interest-only crisis
There have been numerous warnings about interest-only mortgages in recent years. Just weeks ago, the main UK regulator the Financial Conduct...
Changes to support with Mortgage Interest in 2018
Are you receiving income related benefits? Do you have a mortgage on your own home? Does the benefit Agency help with your mortgage payments? If yes...
Do you have a mortgage coming to the end of its term?
Is your mortgage Interest Only? When you reach the end of your agreed mortgage term, the lender will state you need to repay...
NI mortgage borrowing hits a 10-year high after climbing 12% to £480m
Mortgage lending in Northern Ireland reached a 10-year high of £480m during the third quarter of the year, according to the latest figures....